From where I come from, once the “-ber” months roll in (September, October… you get the idea), it’s time to start thinking of Christmas parties and gifts. I think used to think that it was just over-enthusiasm on our part. But now I think it’s very practical to think of Christmas early. You are given the chance to think of your specific plans and budget. The greatest part of anyone’s budget for Christmas time is the gifts. During this time of financial crisis, we still want to give gifts but we also don’t want to go broke. Well, worry no more because here are 7 ways to save on gifts this Christmas.