Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Principles for a Marriage without Money Fights ...

7 Principles for a Marriage without Money Fights ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

7 Reasons to Say Yes to a New Credit Card ...

7 Reasons to Say Yes to a New Credit Card ...

7 Tricks That Can Help You save on Doctor Appointments ...

7 Tricks That Can Help You save on Doctor Appointments ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

7 Tips for Buying a House after Bankruptcy ...

7 Tips for Buying a House after Bankruptcy ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

7 Reasons Not to Room with Your Best Friend ...

7 Reasons Not to Room with Your Best Friend ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Reasons Why You Shouldn't Get Married with Debt ...

7 Reasons Why You Shouldn't Get Married with Debt ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Things People with Excellent Credit Don't do ...

7 Things People with Excellent Credit Don't do ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

Don't Feel Bad for Your Debt ...

Don't Feel Bad for Your Debt ...

The Top Strategies for Managing Earnings from an after School Job ...

The Top Strategies for Managing Earnings from an after School Job ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

7 Silly Things People Say about Their Finances ...

7 Silly Things People Say about Their Finances ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

7 Natural Ways to Get Energized without Caffeine ...

7 Natural Ways to Get Energized without Caffeine ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

7 Excellent Reasons to Check Your Credit Today ...

7 Excellent Reasons to Check Your Credit Today ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

Wish Your Crush Would Talk to You?

Wish Your Crush Would Talk to You?

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

7 Ways to Use Grocery Coupons Effectively ...

7 Ways to Use Grocery Coupons Effectively ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Car Insurance Discounts That You Might Not Know about ...