The first thing you need to know is how much you can spend. Have you been saving over the years so that you now have a lump sum in your savings account to pay cash, or will you have to finance a car payment? Be sure to consider insurance costs, and any repairs that might need to be made, and also new tires just in case. Once you have a budget in mind, you’re ready to move on to step two!

Next, you need to figure out what’s important to you. Some people want a car for comfort, or for style, others just want a safe, reliable ride. And some others want to go the eco-friendly way and opt for an electric car or a hybrid. Figure out what’s most important to you, so you’ll know in advance what you might consider, and what’s out of the question.

If you’re not paying for the vehicle outright, you’ll have to finance it. Consider what you’ll have to use for a down payment, then visit your bank to see if they’ll finance you. Most dealerships have financing on-site, but it’s always a good idea to shop around, right?