Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Ways to Increase Your Income This Year ...

7 Ways to Increase Your Income This Year ...

Guys Say That They Love Girls Who Can Listen -- Here's How ...

Guys Say That They Love Girls Who Can Listen -- Here's How ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

7 Common Mental Barriers to Paying off Debt ...

7 Common Mental Barriers to Paying off Debt ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

The Worst Excuses You Can Make about Your Finances ...

The Worst Excuses You Can Make about Your Finances ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Undeniable Signs That Your Finances Need Help ...

7 Undeniable Signs That Your Finances Need Help ...

7 Important Ways to Protect Your Family Financially ...

7 Important Ways to Protect Your Family Financially ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Things Every Teen Should Know about Money before Graduating ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Teach Your Kids about Charitable Donations ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Ways to Use Grocery Coupons Effectively ...

7 Ways to Use Grocery Coupons Effectively ...

7 Ways to Decide if You Can Live without a Car ...

7 Ways to Decide if You Can Live without a Car ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

7 Ways to Impress a Mortgage Lender ...

7 Ways to Impress a Mortgage Lender ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Amazing Ways to Have a Great Staycation ...

7 Amazing Ways to Have a Great Staycation ...

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Ways to Politely Give Friends Financial Advice ...

7 Ways to Politely Give Friends Financial Advice ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Tips for Living on One Income ...

7 Tips for Living on One Income ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Best Ways to Overcome Unemployment Depression ...

7 Best Ways to Overcome Unemployment Depression ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Steps to Financial Fitness in 2013 ...

7 Steps to Financial Fitness in 2013 ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Amazing Ways in Which Friends Can save You Money ...

7 Amazing Ways in Which Friends Can save You Money ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Things 20-somethings Should Spend Their Money on ...

7 Things 20-somethings Should Spend Their Money on ...

7 Reasons Not to Room with Your Best Friend ...

7 Reasons Not to Room with Your Best Friend ...

7 of the Best Credit Cards for Students ...

7 of the Best Credit Cards for Students ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Terrific Ways to Find Extra Cash for Traveling ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

It's Time to Start Brown Bagging Your Lunch ...

It's Time to Start Brown Bagging Your Lunch ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Smart Reasons to Set up Bill Reminders ...

7 Smart Reasons to Set up Bill Reminders ...