Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

7 Money Lessons Everyone Should Learn before College ...

7 Money Lessons Everyone Should Learn before College ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Silly Things People Say about Their Finances ...

7 Silly Things People Say about Their Finances ...

7 Tips for Sending a Follow up Email after an Interview ...

7 Tips for Sending a Follow up Email after an Interview ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 Principles for a Marriage without Money Fights ...

7 Principles for a Marriage without Money Fights ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Renting Costs That Might Surprise You ...

7 Renting Costs That Might Surprise You ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Types of People Who Should Avoid Credit Cards ...

7 Types of People Who Should Avoid Credit Cards ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Best Ways to Overcome Unemployment Depression ...

7 Best Ways to Overcome Unemployment Depression ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

Captivating Tricks to Land You the Man of Your Dreams ...

Captivating Tricks to Land You the Man of Your Dreams ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons It's Time for a New Financial Plan ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

Nobody Tells You These 7 Things about Weight Loss ...

Nobody Tells You These 7 Things about Weight Loss ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Things You do Every Day That Can Ruin Your Savings ...

It's Time to Start Brown Bagging Your Lunch ...

It's Time to Start Brown Bagging Your Lunch ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Sneaky Ways Retailers Make You Spend More ...

7 Sneaky Ways Retailers Make You Spend More ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

7 Financial Decisions That Can Set You Back ...

7 Financial Decisions That Can Set You Back ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

The Top Dos and Don'ts when You Have Poor Credit ...

The Top Dos and Don'ts when You Have Poor Credit ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Offbeat Ways to save Money for a Vacation ...

7 Offbeat Ways to save Money for a Vacation ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...