Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

8 Detox Tips for Beginners ...

8 Detox Tips for Beginners ...

How to Survive Summer at Home after Dorming ...

How to Survive Summer at Home after Dorming ...

7 Things You Can do to Afford a New Car Payment ...

7 Things You Can do to Afford a New Car Payment ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Reasons Why Debt is Bad for You ...

7 Reasons Why Debt is Bad for You ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons It's Time for a New Financial Plan ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

Groupon Tips That'll save You a Ton of Cash ...

Groupon Tips That'll save You a Ton of Cash ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

Money-saving Hacks That'll Work at Any Age ...

Money-saving Hacks That'll Work at Any Age ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

7 Ways to Run Your Personal Finances like a Business ...

7 Ways to Run Your Personal Finances like a Business ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

13 Signs That You're Living beyond Your Means ...

13 Signs That You're Living beyond Your Means ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Top Monthly Payments You Should Add This Year ...

7 Top Monthly Payments You Should Add This Year ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Ways to Cut Your Commuting Costs and save More ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

Why Should Women Work out in the Morning?

Why Should Women Work out in the Morning?

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

Top Tips for Changing Your Money Mindset ...

Top Tips for Changing Your Money Mindset ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Ways to Come Back after a Financial Setback ...

7 Ways to Come Back after a Financial Setback ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Smart Reasons to Set up Bill Reminders ...

7 Smart Reasons to Set up Bill Reminders ...