Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

7 Ways You're Overspending at the Grocery Store ...

7 Ways You're Overspending at the Grocery Store ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Practical Things to do with a Windfall ...

7 Practical Things to do with a Windfall ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

Epic Tipsfor Those Who Suffer from College Anxiety ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Things You Can do to Afford a New Car Payment ...

7 Things You Can do to Afford a New Car Payment ...

7 Bad Money Habits to Break in 2013 ...

7 Bad Money Habits to Break in 2013 ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Reasons Why You're Too Young for a Credit Card ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Reasons Why You Should Buy a Home This Year ...

7 Reasons Why You Should Buy a Home This Year ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

7 of the Best Credit Cards for Students ...

7 of the Best Credit Cards for Students ...

7 Tips for Buying a House after Bankruptcy ...

7 Tips for Buying a House after Bankruptcy ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Top Tips for Changing Your Money Mindset ...

Top Tips for Changing Your Money Mindset ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

Dating Red Flags Too Dangerous to Ignore ...

Dating Red Flags Too Dangerous to Ignore ...

7 Reasons to Say Yes to a New Credit Card ...

7 Reasons to Say Yes to a New Credit Card ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

9 Things That Need to Be on Your Financial Bucket List ...

9 Things That Need to Be on Your Financial Bucket List ...

7 Tips on How to save for Your First Home ...

7 Tips on How to save for Your First Home ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

8 Detox Tips for Beginners ...

8 Detox Tips for Beginners ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Tips on How to Deal with Identity Theft ...

7 Tips on How to Deal with Identity Theft ...

7 Reasons to Move Back Home after College ...

7 Reasons to Move Back Home after College ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

7 Simple Money Saving Strategies for Couples ...

7 Simple Money Saving Strategies for Couples ...

7 Reasons to Break up with Your Credit Card ...

7 Reasons to Break up with Your Credit Card ...

This is What to do when You Are between Jobs ...

This is What to do when You Are between Jobs ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Simple Ways to Feel Happier in 2014 ...

7 Simple Ways to Feel Happier in 2014 ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

Money-saving Hacks That'll Work at Any Age ...

Money-saving Hacks That'll Work at Any Age ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...