Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Signs You're Ready to Start Dating after a Break up ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

You Never Have to Make a Late Payment Again ...

You Never Have to Make a Late Payment Again ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

Everything You Need to Know before You Take out a Student Loan ...

Everything You Need to Know before You Take out a Student Loan ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Finance Tips for Newly Engaged Couples ...

7 Finance Tips for Newly Engaged Couples ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Money Lessons Everyone Should Learn before College ...

7 Money Lessons Everyone Should Learn before College ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Simple Strategies to Help Busy Women Find the Time to Slow down ...

7 Simple Strategies to Help Busy Women Find the Time to Slow down ...

7 Reasons Why You Shouldn't Get Married with Debt ...

7 Reasons Why You Shouldn't Get Married with Debt ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

The Top Dos and Don'ts when You Have Poor Credit ...

The Top Dos and Don'ts when You Have Poor Credit ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Reasons Why You Need to Open a Student Bank Account ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Options if You Believe Your Friends Are Using You for Money ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons It's Time for a New Financial Plan ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

7 Ways to Come Back after a Financial Setback ...

7 Ways to Come Back after a Financial Setback ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

7 Ways to Prevent Child Identity Theft ...

7 Ways to Prevent Child Identity Theft ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Amazing Ways to Have a Great Staycation ...

7 Amazing Ways to Have a Great Staycation ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

Here's How to Alter Your Perception of Yourself ...

Here's How to Alter Your Perception of Yourself ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

Eliminate These Stressors Today for a Worry-Free Week ...

Eliminate These Stressors Today for a Worry-Free Week ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Things You Should Never Tell a Person Struggling with Debt ...

Are You a Member of the Middle Class? ...

Are You a Member of the Middle Class? ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Get into Shape for Free ...

7 Ways to Get into Shape for Free ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Reasons to Say Yes to a New Credit Card ...

7 Reasons to Say Yes to a New Credit Card ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...