Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Incredible Ways to Bounce Back from a Demotion ...

7 Incredible Ways to Bounce Back from a Demotion ...

7 Ways to Splurge without Breaking Your Budget ...

7 Ways to Splurge without Breaking Your Budget ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Top Signs That a Pink Slip is Coming ...

7 Top Signs That a Pink Slip is Coming ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Seven Spring Cleaning Hacks You Need to Know Now ...

Seven Spring Cleaning Hacks You Need to Know Now ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

This is What to do when You Are between Jobs ...

This is What to do when You Are between Jobs ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Ways to Confess Money Problems to Your Partner ...

7 Ways to Confess Money Problems to Your Partner ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Principles for a Marriage without Money Fights ...

7 Principles for a Marriage without Money Fights ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

7 Practical Things to do with a Windfall ...

7 Practical Things to do with a Windfall ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Loose Change Lying around? Here's How You Can Spend It ...

Loose Change Lying around? Here's How You Can Spend It ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Doable Options if You're Not Earning Enough Money ...

7 Doable Options if You're Not Earning Enough Money ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

8 Detox Tips for Beginners ...

8 Detox Tips for Beginners ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

Wish Your Crush Would Talk to You?

Wish Your Crush Would Talk to You?

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things Today's Teens Don't Know about Money ...

7 Things Today's Teens Don't Know about Money ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

Marvelous Money Mantras to Adopt ...

Marvelous Money Mantras to Adopt ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

Groupon Tips That'll save You a Ton of Cash ...

Groupon Tips That'll save You a Ton of Cash ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Harsh Realities of Filing Bankruptcy ...

7 Harsh Realities of Filing Bankruptcy ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

A Self-conscious Girl's Guide to Caring Less ...

A Self-conscious Girl's Guide to Caring Less ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Ways to Get a Degree without Going Broke ...

7 Ways to Get a Degree without Going Broke ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Simple Ways to Make Yourself save More Money ...

7 Simple Ways to Make Yourself save More Money ...