Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 Tips on How to Deal with Identity Theft ...

7 Tips on How to Deal with Identity Theft ...

How to Survive Summer at Home after Dorming ...

How to Survive Summer at Home after Dorming ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Reasons the Single Life Beats Dating ...

7 Reasons the Single Life Beats Dating ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Surefire Ways to Be a Happy Breadwinner ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Common Mental Barriers to Paying off Debt ...

7 Common Mental Barriers to Paying off Debt ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Increase Your Income This Year ...

7 Ways to Increase Your Income This Year ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Tips to Beef up Your Small Emergency Fund ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

7 Types of People Who Should Avoid Credit Cards ...

7 Types of People Who Should Avoid Credit Cards ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Amazing Ways to Survive a Financial Fast ...

7 Amazing Ways to Survive a Financial Fast ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Ways to Get into Shape for Free ...

7 Ways to Get into Shape for Free ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Ways to Bring up Finances with Your Partner ...

7 Ways to Bring up Finances with Your Partner ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

8 Best Ground Sirloin Recipes ...

8 Best Ground Sirloin Recipes ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

7 Amazing Ways to Maintain Your Health at Work ...

7 Amazing Ways to Maintain Your Health at Work ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

Captivating Tricks to Land You the Man of Your Dreams ...

Captivating Tricks to Land You the Man of Your Dreams ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

What to do when You're Burnt out from a Long Day of Classes ...

What to do when You're Burnt out from a Long Day of Classes ...

7 Natural Ways to Get Energized without Caffeine ...

7 Natural Ways to Get Energized without Caffeine ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Ways to Cut Your Commuting Costs and save More ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

7 Ways to save Money on a Cruise Vacation ...

7 Ways to save Money on a Cruise Vacation ...

7 Smart Reasons to Set up Bill Reminders ...

7 Smart Reasons to Set up Bill Reminders ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...