Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Things Today's Teens Don't Know about Money ...

7 Things Today's Teens Don't Know about Money ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Simple Ways to Maximize Credit Card Rewards ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

Are You Earning Enough Money? ...

Are You Earning Enough Money? ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

A Self-conscious Girl's Guide to Caring Less ...

A Self-conscious Girl's Guide to Caring Less ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Excellent Reasons to Check Your Credit Today ...

7 Excellent Reasons to Check Your Credit Today ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Simple Ways to Manage Costs on Maternity Leave ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Things Your Parents Didn't Teach You about Money ...

7 Things Your Parents Didn't Teach You about Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Questions to Ask when Buying Life Insurance ...

7 Questions to Ask when Buying Life Insurance ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Reasons Why Debt is Bad for You ...

7 Reasons Why Debt is Bad for You ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Natural Ways to Get Energized without Caffeine ...

7 Natural Ways to Get Energized without Caffeine ...

7 Simple Money Saving Strategies for Couples ...

7 Simple Money Saving Strategies for Couples ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

7 Frugal Habits That Everyone Should Develop ...

7 Frugal Habits That Everyone Should Develop ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

7 Ways to Get into Shape for Free ...

7 Ways to Get into Shape for Free ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

Money-saving Hacks That'll Work at Any Age ...

Money-saving Hacks That'll Work at Any Age ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

13 Signs That You're Living beyond Your Means ...

13 Signs That You're Living beyond Your Means ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Still Unemployed after Several Months ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

7 Reasons Why You Can't Get out of Debt ...

7 Reasons Why You Can't Get out of Debt ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

7 Important Things to Consider when Choosing a Bank ...

7 Important Things to Consider when Choosing a Bank ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Ways to Splurge without Breaking Your Budget ...

7 Ways to Splurge without Breaking Your Budget ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Make Time for "me" Time - How to Find Time for Yourself without Neglecting Your Mate ...

Make Time for "me" Time - How to Find Time for Yourself without Neglecting Your Mate ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

No Girl Should EVER Sacrifice These Things for Any Man ...

No Girl Should EVER Sacrifice These Things for Any Man ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Ways to Prevent Child Identity Theft ...

7 Ways to Prevent Child Identity Theft ...

7 Steps for Dealing with Zombie Debt ...

7 Steps for Dealing with Zombie Debt ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Best Ways to Overcome Unemployment Depression ...

7 Best Ways to Overcome Unemployment Depression ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...