Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Simple Ways to Avoid Tax Debt Stress ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

Wish Your Crush Would Talk to You?

Wish Your Crush Would Talk to You?

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Ways to Splurge without Breaking Your Budget ...

7 Ways to Splurge without Breaking Your Budget ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Harsh Realities of Filing Bankruptcy ...

7 Harsh Realities of Filing Bankruptcy ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

7 Best Ways to Recession Proof Your Life ...

7 Best Ways to Recession Proof Your Life ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Simple Ways to Feel Happier in 2014 ...

7 Simple Ways to Feel Happier in 2014 ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Single? Here Are 7 Ways to Live off Half Your Income ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Groupon Tips That'll save You a Ton of Cash ...

Groupon Tips That'll save You a Ton of Cash ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Decide if You Can Live without a Car ...

7 Ways to Decide if You Can Live without a Car ...

7 Steps for Getting the Mortgage You Want ...

7 Steps for Getting the Mortgage You Want ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Realistic Ways to Get Ahead at Work ...

7 Realistic Ways to Get Ahead at Work ...

7 Ways to Use Grocery Coupons Effectively ...

7 Ways to Use Grocery Coupons Effectively ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Money Lessons Everyone Should Learn before College ...

7 Money Lessons Everyone Should Learn before College ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Important Things to Consider when Choosing a Bank ...

7 Important Things to Consider when Choosing a Bank ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Tips on How to save for Your First Home ...

7 Tips on How to save for Your First Home ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things People with Excellent Credit Don't do ...

7 Things People with Excellent Credit Don't do ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...