Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

Nobody Tells You These 7 Things about Weight Loss ...

Nobody Tells You These 7 Things about Weight Loss ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

7 Ways to Get into Shape for Free ...

7 Ways to Get into Shape for Free ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

The Top Dos and Don'ts when You Have Poor Credit ...

The Top Dos and Don'ts when You Have Poor Credit ...

7 Things Your Parents Didn't Teach You about Money ...

7 Things Your Parents Didn't Teach You about Money ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Excellent Reasons to Check Your Credit Today ...

7 Excellent Reasons to Check Your Credit Today ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

7 Ways to Politely Turn down Requests for Money ...

7 Ways to Politely Turn down Requests for Money ...

7 Best Ways to Overcome Unemployment Depression ...

7 Best Ways to Overcome Unemployment Depression ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Ways to Cope with a Drop in Income ...

7 Ways to Cope with a Drop in Income ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

What to do when You're Burnt out from a Long Day of Classes ...

What to do when You're Burnt out from a Long Day of Classes ...

7 of the Biggest Threats to Homeownership ...

7 of the Biggest Threats to Homeownership ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

7 Incredible Ways to Stay on Track after Paying off Your Debt ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Ways to Cut Your Commuting Costs and save More ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Reasons Why Debt is Bad for You ...

7 Reasons Why Debt is Bad for You ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

7 Reasons Why You Can't Get out of Debt ...

7 Reasons Why You Can't Get out of Debt ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

7 Best Ways to Recession Proof Your Life ...

7 Best Ways to Recession Proof Your Life ...

Here's How to Alter Your Perception of Yourself ...

Here's How to Alter Your Perception of Yourself ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Harsh Realities of Filing Bankruptcy ...

7 Harsh Realities of Filing Bankruptcy ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Practical Things to do if You're House Poor ...

7 Practical Things to do if You're House Poor ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Financial Decisions That Can Set You Back ...

7 Financial Decisions That Can Set You Back ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Signs You're the One for Him for Girls Not Sure How He Feels 🤔 ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Things Every Teen Should Know about Money before Graduating ...