Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Ways to Impress a Mortgage Lender ...

7 Ways to Impress a Mortgage Lender ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Ways to Enjoy Life Today While Saving for the Future ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Confess Money Problems to Your Partner ...

7 Ways to Confess Money Problems to Your Partner ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Tips on How to Deal with Identity Theft ...

7 Tips on How to Deal with Identity Theft ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

Seven Spring Cleaning Hacks You Need to Know Now ...

Seven Spring Cleaning Hacks You Need to Know Now ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Reasons to Say Yes to a New Credit Card ...

7 Reasons to Say Yes to a New Credit Card ...

7 Things to Know about Your Credit Score ...

7 Things to Know about Your Credit Score ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

7 of the Best Credit Cards for Students ...

7 of the Best Credit Cards for Students ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Ways to Politely Turn down Requests for Money ...

7 Ways to Politely Turn down Requests for Money ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Simple Ways to Avoid Tax Debt Stress ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Doable Options if You're Not Earning Enough Money ...

7 Doable Options if You're Not Earning Enough Money ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

Is This Why Your Bills Are Skyrocketing? ...

Is This Why Your Bills Are Skyrocketing? ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

You Never Have to Make a Late Payment Again ...

You Never Have to Make a Late Payment Again ...

7 Practical Things to do if You're House Poor ...

7 Practical Things to do if You're House Poor ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Reasons Why You Shouldn't Get Married with Debt ...

7 Reasons Why You Shouldn't Get Married with Debt ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

What to do when You're Burnt out from a Long Day of Classes ...

What to do when You're Burnt out from a Long Day of Classes ...

Dating Red Flags Too Dangerous to Ignore ...

Dating Red Flags Too Dangerous to Ignore ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

7 Simple Money Saving Strategies for Couples ...

7 Simple Money Saving Strategies for Couples ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...