Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Simple Tricks to Rent with Crummy Credit ...

7 Simple Tricks to Rent with Crummy Credit ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

It's Time to Start Brown Bagging Your Lunch ...

It's Time to Start Brown Bagging Your Lunch ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

The Worst Excuses You Can Make about Your Finances ...

The Worst Excuses You Can Make about Your Finances ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Tips on How to save at Outlet Malls ...

7 Tips on How to save at Outlet Malls ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

This is What to do when You Are between Jobs ...

This is What to do when You Are between Jobs ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Terrific Ways to Find Extra Cash for Traveling ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

7 Amazing Ways to Have a Great Staycation ...

7 Amazing Ways to Have a Great Staycation ...

7 Realistic Ways to Get Ahead at Work ...

7 Realistic Ways to Get Ahead at Work ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Undeniable Signs That Your Finances Need Help ...

7 Undeniable Signs That Your Finances Need Help ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Ways to Prevent Child Identity Theft ...

7 Ways to Prevent Child Identity Theft ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

7 Frugal Habits That Everyone Should Develop ...

7 Frugal Habits That Everyone Should Develop ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

Captivating Tricks to Land You the Man of Your Dreams ...

Captivating Tricks to Land You the Man of Your Dreams ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

7 Tips on How to Deal with Identity Theft ...

7 Tips on How to Deal with Identity Theft ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Tips for Sending a Follow up Email after an Interview ...

7 Tips for Sending a Follow up Email after an Interview ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Natural Ways to Get Energized without Caffeine ...

7 Natural Ways to Get Energized without Caffeine ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...