Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Tips for Living on One Income ...

7 Tips for Living on One Income ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Renting Costs That Might Surprise You ...

7 Renting Costs That Might Surprise You ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

7 Ways to Come Back after a Financial Setback ...

7 Ways to Come Back after a Financial Setback ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

Here's How to Alter Your Perception of Yourself ...

Here's How to Alter Your Perception of Yourself ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

7 Amazing Ways to Maintain Your Health at Work ...

7 Amazing Ways to Maintain Your Health at Work ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Steps to Financial Fitness in 2013 ...

7 Steps to Financial Fitness in 2013 ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

How to Survive Summer at Home after Dorming ...

How to Survive Summer at Home after Dorming ...

7 Important Things to Consider when Choosing a Bank ...

7 Important Things to Consider when Choosing a Bank ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

7 Signs You Are Bad at Handling Money and Ways to Fix It ...

Loose Change Lying around? Here's How You Can Spend It ...

Loose Change Lying around? Here's How You Can Spend It ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Reasons the Single Life Beats Dating ...

7 Reasons the Single Life Beats Dating ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Ways to Avoid Post-college Money Nightmares ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

How to Stop Struggling to Pay Your Rent ...

How to Stop Struggling to Pay Your Rent ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Simple Money Saving Strategies for Couples ...

7 Simple Money Saving Strategies for Couples ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Realistic Ways to Get Ahead at Work ...

7 Realistic Ways to Get Ahead at Work ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Things You Can do to Afford a New Car Payment ...

7 Things You Can do to Afford a New Car Payment ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

7 Important Ways to Protect Your Family Financially ...

7 Important Ways to Protect Your Family Financially ...

Dating Red Flags Too Dangerous to Ignore ...

Dating Red Flags Too Dangerous to Ignore ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things People with Excellent Credit Don't do ...

7 Things People with Excellent Credit Don't do ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...