Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Finance Tips for Newly Engaged Couples ...

7 Finance Tips for Newly Engaged Couples ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

How to Have the Best Vacation with Friends Ever! ...

How to Have the Best Vacation with Friends Ever! ...

7 Undeniable Signs That Your Finances Need Help ...

7 Undeniable Signs That Your Finances Need Help ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

Kick-Ass Money Tips for Girls Who Want to Splurge without Breaking the Bank ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

Why Should Women Work out in the Morning?

Why Should Women Work out in the Morning?

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Ways to Politely Give Friends Financial Advice ...

7 Ways to Politely Give Friends Financial Advice ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

Stay Close with Your Long-distance Lover without Spending Much Money ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

Are You a Member of the Middle Class? ...

Are You a Member of the Middle Class? ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Ways to Cope with a Drop in Income ...

7 Ways to Cope with a Drop in Income ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Single? Here Are 7 Ways to Live off Half Your Income ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

7 Common Mental Barriers to Paying off Debt ...

7 Common Mental Barriers to Paying off Debt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...