Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

This is What to do when You Are between Jobs ...

This is What to do when You Are between Jobs ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Amazing Ways to Live Large on a Small Budget ...

Sure Strategies for Going after Your Dream Job ...

Sure Strategies for Going after Your Dream Job ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

The Top Strategies for Managing Earnings from an after School Job ...

The Top Strategies for Managing Earnings from an after School Job ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

How to Have the Best Vacation with Friends Ever! ...

How to Have the Best Vacation with Friends Ever! ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Finance Tips for Newly Engaged Couples ...

7 Finance Tips for Newly Engaged Couples ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

How Millennials Can Effectively Overcome Home Buying Obstacles ...

7 Ways You're Misusing Your Emergency Funds ...

7 Ways You're Misusing Your Emergency Funds ...

7 Financial Decisions That Can Set You Back ...

7 Financial Decisions That Can Set You Back ...

7 Ways to Get a Degree without Going Broke ...

7 Ways to Get a Degree without Going Broke ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Reasons Why You Need to Open a Student Bank Account ...

Why Should Women Work out in the Morning?

Why Should Women Work out in the Morning?

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Offbeat Ways to save Money for a Vacation ...

7 Offbeat Ways to save Money for a Vacation ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

7 Amazing Ways to Have a Great Staycation ...

7 Amazing Ways to Have a Great Staycation ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

7 Realistic Ways to Get Ahead at Work ...

7 Realistic Ways to Get Ahead at Work ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

7 Amazing Ways to Survive a Financial Fast ...

7 Amazing Ways to Survive a Financial Fast ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Surefire Ways to Know if Your Partner is a Money Match ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Top Monthly Payments You Should Add This Year ...

7 Top Monthly Payments You Should Add This Year ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

Don't Skimp on Your Style! Road Trip Essentials That'll Keep You Feeling Fabulous ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Incredibly Smart Ways to Spend $1,000 ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Ways to save Money on a Cruise Vacation ...

7 Ways to save Money on a Cruise Vacation ...

7 Frugal Habits That Everyone Should Develop ...

7 Frugal Habits That Everyone Should Develop ...

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Tips on How to save for Your First Home ...

7 Tips on How to save for Your First Home ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

7 Common Retirement Savings Mistakes You Should Avoid at All Costs ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Steps to Financial Fitness in 2013 ...

7 Steps to Financial Fitness in 2013 ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 Steps for Getting the Mortgage You Want ...

7 Steps for Getting the Mortgage You Want ...