Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

Marvelous Money Mantras to Adopt ...

Marvelous Money Mantras to Adopt ...

7 Steps for Getting the Mortgage You Want ...

7 Steps for Getting the Mortgage You Want ...

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways You're Misusing Your Emergency Funds ...

7 Ways You're Misusing Your Emergency Funds ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Ways to Impress a Mortgage Lender ...

7 Ways to Impress a Mortgage Lender ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

7 Common Reasons Why Couples Avoid the "money Talk" ...

Smart Reasons to Pay Someone else to do Your Taxes ...

Smart Reasons to Pay Someone else to do Your Taxes ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

7 Valuable Things to Learn Your First Year after You Graduate College ...

Wish Your Crush Would Talk to You?

Wish Your Crush Would Talk to You?

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Ways to Confess Money Problems to Your Partner ...

7 Ways to Confess Money Problems to Your Partner ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Silly Things People Say about Their Finances ...

7 Silly Things People Say about Their Finances ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Ways to save Money on a Cruise Vacation ...

7 Ways to save Money on a Cruise Vacation ...

7 Signs You're Ready to Start Dating after a Break up ...

7 Signs You're Ready to Start Dating after a Break up ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Money Lessons Everyone Should Learn before College ...

7 Money Lessons Everyone Should Learn before College ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Reasons Why You're Too Young for a Credit Card ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Amazing Ways to Survive a Financial Fast ...

7 Amazing Ways to Survive a Financial Fast ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

7 Ways to Decide if You Can Live without a Car ...

7 Ways to Decide if You Can Live without a Car ...

The Best Strategies for Developing Mental Toughness ...

The Best Strategies for Developing Mental Toughness ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Reasons to Not Take Offense at Money Advice ...

7 Reasons to Not Take Offense at Money Advice ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 Ways to Afford a Weekend Getaway when You're Broke ...

7 Ways to Afford a Weekend Getaway when You're Broke ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Simple Tricks to Rent with Crummy Credit ...

7 Simple Tricks to Rent with Crummy Credit ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Bad Money Habits That Can Tear Couples Apart ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 of the Best Credit Cards for Students ...

7 of the Best Credit Cards for Students ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...