Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Ways to save Money on a Cruise Vacation ...

7 Ways to save Money on a Cruise Vacation ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Silly Things People Say about Their Finances ...

7 Silly Things People Say about Their Finances ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

7 Simple Ways to Feel Happier in 2014 ...

7 Simple Ways to Feel Happier in 2014 ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

Nobody Tells You These 7 Things about Weight Loss ...

Nobody Tells You These 7 Things about Weight Loss ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

The Top Strategies for Managing Earnings from an after School Job ...

The Top Strategies for Managing Earnings from an after School Job ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

7 Incredible Ways to Bounce Back from a Demotion ...

7 Incredible Ways to Bounce Back from a Demotion ...

You Never Have to Make a Late Payment Again ...

You Never Have to Make a Late Payment Again ...

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Lifesaving Tips for Filling out Those Endless College Applications ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

7 Tips to Beef up Your Small Emergency Fund ...

7 Tips to Beef up Your Small Emergency Fund ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

8 Best Ground Sirloin Recipes ...

8 Best Ground Sirloin Recipes ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Practical Things to do with a Windfall ...

7 Practical Things to do with a Windfall ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Pesky Fees or Charges That You Can Avoid ...

7 Ways the Internet Can save You Money ...

7 Ways the Internet Can save You Money ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

7 Bad Money Habits to Break in 2013 ...

7 Bad Money Habits to Break in 2013 ...

7 Situations when Your Credit Matters the Most ...

7 Situations when Your Credit Matters the Most ...

7 Important Ways to Protect Your Family Financially ...

7 Important Ways to Protect Your Family Financially ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Amazingly Cheap Ways to Recharge after a Long Day at Work ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Things That Can Bust Your Travel Budget ...

7 Things That Can Bust Your Travel Budget ...

Why Should Women Work out in the Morning?

Why Should Women Work out in the Morning?

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

Don't Feel Bad for Your Debt ...

Don't Feel Bad for Your Debt ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...