Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

7 Amazing Ways in Which Friends Can save You Money ...

7 Amazing Ways in Which Friends Can save You Money ...

7 Ways to Cope with a Drop in Income ...

7 Ways to Cope with a Drop in Income ...

7 Frugal Habits That Everyone Should Develop ...

7 Frugal Habits That Everyone Should Develop ...

7 Steps for Dealing with Zombie Debt ...

7 Steps for Dealing with Zombie Debt ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

7 Signs You're Ready for a Joint Bank Account ...

7 Signs You're Ready for a Joint Bank Account ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

Eliminate These Stressors Today for a Worry-Free Week ...

Eliminate These Stressors Today for a Worry-Free Week ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Reasons You're Not Rich Yet..and May Never Be ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why Renting is Way More Awesome than Buying ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

How to Stop Struggling to Pay Your Rent ...

How to Stop Struggling to Pay Your Rent ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Practical Things to do with a Windfall ...

7 Practical Things to do with a Windfall ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Things That Can Bust Your Travel Budget ...

7 Things That Can Bust Your Travel Budget ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Amazing Ways to Survive a Financial Fast ...

7 Amazing Ways to Survive a Financial Fast ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

Marvelous Money Mantras to Adopt ...

Marvelous Money Mantras to Adopt ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Tips on How to save at Outlet Malls ...

7 Tips on How to save at Outlet Malls ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

7 Amazing Ways to Have a Great Staycation ...

7 Amazing Ways to Have a Great Staycation ...

7 Steps to Financial Fitness in 2013 ...

7 Steps to Financial Fitness in 2013 ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Ways to Get a Degree without Going Broke ...

7 Ways to Get a Degree without Going Broke ...

Are You Earning Enough Money? ...

Are You Earning Enough Money? ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

Ready to Live on Your Own? Here's How to Find a House after Graduation ...

How to Survive Summer at Home after Dorming ...

How to Survive Summer at Home after Dorming ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

7 Smart Reasons to Set up Bill Reminders ...

7 Smart Reasons to Set up Bill Reminders ...

7 Reasons the Single Life Beats Dating ...

7 Reasons the Single Life Beats Dating ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

8 Detox Tips for Beginners ...

8 Detox Tips for Beginners ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

School's Almost out! Don't Make These Post-Grad Money Mistakes ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Money Lessons Everyone Should Learn before College ...

7 Money Lessons Everyone Should Learn before College ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Ways to Stop Being Jealous of Your Friend's Relationship ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...