Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

The Best Strategies for Developing Mental Toughness ...

The Best Strategies for Developing Mental Toughness ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

8 Best Ground Sirloin Recipes ...

8 Best Ground Sirloin Recipes ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Teach Your Kids about Charitable Donations ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Single? Here Are 7 Ways to Live off Half Your Income ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Property Flaws You Shouldn't Overlook when Buying a Home ...

7 Reasons the Single Life Beats Dating ...

7 Reasons the Single Life Beats Dating ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

7 Tips for Sending a Follow up Email after an Interview ...

7 Tips for Sending a Follow up Email after an Interview ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

Are You a Member of the Middle Class? ...

Are You a Member of the Middle Class? ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Silly Things People Say about Their Finances ...

7 Silly Things People Say about Their Finances ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

You Never Have to Make a Late Payment Again ...

You Never Have to Make a Late Payment Again ...

Dating Red Flags Too Dangerous to Ignore ...

Dating Red Flags Too Dangerous to Ignore ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

7 Best Ways to Recession Proof Your Life ...

7 Best Ways to Recession Proof Your Life ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

Everything You Need to Know before You Take out a Student Loan ...

Everything You Need to Know before You Take out a Student Loan ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Money Matters to Discuss before He Puts a Ring on It ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Important Things to Consider when Choosing a Bank ...

7 Important Things to Consider when Choosing a Bank ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

9 Things That Need to Be on Your Financial Bucket List ...

9 Things That Need to Be on Your Financial Bucket List ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Ways to Be Financially Disciplined at a Young Age ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons It's Time for a New Financial Plan ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

Summer Internship Tips That Could Get You Hired ...

Summer Internship Tips That Could Get You Hired ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Top Signs That a Pink Slip is Coming ...

7 Top Signs That a Pink Slip is Coming ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

7 Bad Money Habits to Break in 2013 ...

7 Bad Money Habits to Break in 2013 ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Trying to Flatten Your Stomach? Reasons Why You Can't Lose the Bulge ...

Groupon Tips That'll save You a Ton of Cash ...

Groupon Tips That'll save You a Ton of Cash ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

7 of the Best Credit Cards for Students ...

7 of the Best Credit Cards for Students ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Foolish Things You Shouldn't do with Your Credit Card ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 Amazing Tips to Keep from Spending Money ...

7 Amazing Tips to Keep from Spending Money ...