Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Eliminate These Stressors Today for a Worry-Free Week ...

Eliminate These Stressors Today for a Worry-Free Week ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Renting Costs That Might Surprise You ...

7 Renting Costs That Might Surprise You ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Steps to Financial Fitness in 2013 ...

7 Steps to Financial Fitness in 2013 ...

7 Types of People Who Should Avoid Credit Cards ...

7 Types of People Who Should Avoid Credit Cards ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Things You do Every Day That Can Ruin Your Savings ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Car Insurance Discounts That You Might Not Know about ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons It's Time for a New Financial Plan ...

7 Reasons to Break up with Your Credit Card ...

7 Reasons to Break up with Your Credit Card ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 of the Best Ways to save Money when You're Earning Minimum Wage ...

7 Principles for a Marriage without Money Fights ...

7 Principles for a Marriage without Money Fights ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

The Best Strategies for Developing Mental Toughness ...

The Best Strategies for Developing Mental Toughness ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

7 Natural Ways to Get Energized without Caffeine ...

7 Natural Ways to Get Energized without Caffeine ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Reasons Why You Can't Get out of a Financial Rut ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

Is This Why Your Bills Are Skyrocketing? ...

Is This Why Your Bills Are Skyrocketing? ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Reasons Why You're Too Young for a Credit Card ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Offbeat Ways to save Money for a Vacation ...

7 Offbeat Ways to save Money for a Vacation ...

Don't Feel Bad for Your Debt ...

Don't Feel Bad for Your Debt ...

Are You a Member of the Middle Class? ...

Are You a Member of the Middle Class? ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

Single? Here Are 7 Ways to Live off Half Your Income ...

Single? Here Are 7 Ways to Live off Half Your Income ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

7 Things You Can do to Afford a New Car Payment ...

7 Things You Can do to Afford a New Car Payment ...

Money-saving Hacks That'll Work at Any Age ...

Money-saving Hacks That'll Work at Any Age ...

Everything You Need to Know before You Take out a Student Loan ...

Everything You Need to Know before You Take out a Student Loan ...

Nobody Tells You These 7 Things about Weight Loss ...

Nobody Tells You These 7 Things about Weight Loss ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Bad Money Habits to Break in 2013 ...

7 Bad Money Habits to Break in 2013 ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Pieces of Get out of Debt Advice You Should Ignore ...

7 Signs It's Finally Time to Quit Your Job ...

7 Signs It's Finally Time to Quit Your Job ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

7 Tips for Sending a Follow up Email after an Interview ...

7 Tips for Sending a Follow up Email after an Interview ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Questions You Need to Ask when Shopping for Your First Apartment ...

7 Top Monthly Payments You Should Add This Year ...

7 Top Monthly Payments You Should Add This Year ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

7 of the Biggest Threats to Homeownership ...

7 of the Biggest Threats to Homeownership ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...