Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

7 Tips for Living on One Income ...

7 Tips for Living on One Income ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Money Resolutions Every Couple Should Make ...

7 Money Resolutions Every Couple Should Make ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

A Self-conscious Girl's Guide to Caring Less ...

A Self-conscious Girl's Guide to Caring Less ...

7 Ways the Internet Can save You Money ...

7 Ways the Internet Can save You Money ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Sell Your Property Using Social Media ...

7 Ways to Sell Your Property Using Social Media ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Steps for Getting the Mortgage You Want ...

7 Steps for Getting the Mortgage You Want ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Sneaky Ways Retailers Make You Spend More ...

7 Sneaky Ways Retailers Make You Spend More ...

7 Things Today's Teens Don't Know about Money ...

7 Things Today's Teens Don't Know about Money ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Simple Ways to Stay Positive when Times Get Tough ...

7 Tips for Smart Borrowing ...

7 Tips for Smart Borrowing ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Amazing Ways to Maintain Your Health at Work ...

7 Amazing Ways to Maintain Your Health at Work ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Awesome Ways to Build Credit without a Credit Card ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

7 Things You Need to Know about Balance Transfer Credit Cards ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Reasons Why You Can't Get out of a Financial Rut ...

Nobody Tells You These 7 Things about Weight Loss ...

Nobody Tells You These 7 Things about Weight Loss ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Simple Money Saving Strategies for Couples ...

7 Simple Money Saving Strategies for Couples ...

7 Realistic Ways to Get Ahead at Work ...

7 Realistic Ways to Get Ahead at Work ...

Before You Snooze, Make Sure You do These 7 Things ...

Before You Snooze, Make Sure You do These 7 Things ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Reasons to Work, Even if You Don't Need the Money ...

7 Reasons to Work, Even if You Don't Need the Money ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Practical Things to do if You're House Poor ...

7 Practical Things to do if You're House Poor ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

The Top Dos and Don'ts when You Have Poor Credit ...

The Top Dos and Don'ts when You Have Poor Credit ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Surefire Signs That You Are Financially Jealous ...

7 Surefire Signs That You Are Financially Jealous ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

13 Signs That You're Living beyond Your Means ...

13 Signs That You're Living beyond Your Means ...

Make Time for "me" Time - How to Find Time for Yourself without Neglecting Your Mate ...

Make Time for "me" Time - How to Find Time for Yourself without Neglecting Your Mate ...

7 Things 20-somethings Should Spend Their Money on ...

7 Things 20-somethings Should Spend Their Money on ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

Clueless about Credit? 7 Tips to Boost Your Knowledge ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Simple Ways to Avoid Tax Debt Stress ...

7 Simple Ways to Avoid Tax Debt Stress ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

7 Frugal Habits That Everyone Should Develop ...

7 Frugal Habits That Everyone Should Develop ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

🆒 Fun Tips to Banish Boredom for People Who Are Often Alone ...

7 Ways to Politely Turn down Requests for Money ...

7 Ways to Politely Turn down Requests for Money ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...