Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Ways to Furnish a New Apartment on a Budget ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

Solid Reasons Why You and Your BFFs Should Never Work Together ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

7 Tips for Asking Your Credit Card Company for a Better Rate ...

The Top Strategies for Managing Earnings from an after School Job ...

The Top Strategies for Managing Earnings from an after School Job ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

Foolproof Tricks to Establishing Social Boundaries with People Who Annoy You ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Top Monthly Payments You Should Add This Year ...

7 Top Monthly Payments You Should Add This Year ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

7 Reasons Why Some Renters Are Happier than Homeowners ...

Marvelous Money Mantras to Adopt ...

Marvelous Money Mantras to Adopt ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Excellent Reasons to Check Your Credit Today ...

7 Excellent Reasons to Check Your Credit Today ...

7 Types of People Who Should Avoid Credit Cards ...

7 Types of People Who Should Avoid Credit Cards ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

Dating Red Flags Too Dangerous to Ignore ...

Dating Red Flags Too Dangerous to Ignore ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways You're Misusing Your Emergency Funds ...

7 Ways You're Misusing Your Emergency Funds ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Best Ways to Recession Proof Your Life ...

7 Best Ways to Recession Proof Your Life ...

The Worst Excuses You Can Make about Your Finances ...

The Worst Excuses You Can Make about Your Finances ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

7 Questions to Ask when Buying Life Insurance ...

7 Questions to Ask when Buying Life Insurance ...

7 Ways to Teach Your Kids about Charitable Donations ...

7 Ways to Teach Your Kids about Charitable Donations ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

7 Ways to Decide if You Can Live without a Car ...

7 Ways to Decide if You Can Live without a Car ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Ways to Enjoy Life Today While Saving for the Future ...

Wish Your Crush Would Talk to You?

Wish Your Crush Would Talk to You?

Why Small Houses Beat Mini Mansions Every Time ...

Why Small Houses Beat Mini Mansions Every Time ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Hidden Perks of Getting Rid of Your Car ...

7 Hidden Perks of Getting Rid of Your Car ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Amazing Ways to Live Large on a Small Budget ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

Factors to Consider for People Who Are Not Sure if They Want an Actual Job ...

7 Things 20-somethings Should Spend Their Money on ...

7 Things 20-somethings Should Spend Their Money on ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

The Best 7 Things You Can do to Beat a Mild Shopping Addiction ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Ways to Come Back after a Financial Setback ...

7 Ways to Come Back after a Financial Setback ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Simple Ways to Manage Costs on Maternity Leave ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Ways to Get into Shape for Free ...

7 Ways to Get into Shape for Free ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Main Reasons Why Your Budget Sucks ...

7 Main Reasons Why Your Budget Sucks ...

7 Reasons Why You're Still Unemployed after Several Months ...

7 Reasons Why You're Still Unemployed after Several Months ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

No Girl Should EVER Sacrifice These Things for Any Man ...

No Girl Should EVER Sacrifice These Things for Any Man ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

These Are All the Reasons You Need to Not Turn Your Hobby into a Side Business ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 of the Best Ways to Achieve an 800+ Credit Score ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Things to Always Look at for People Who Want Their Credit Cards to Be Safe ...

7 Ways to Avoid Money Problems in Marriage ...

7 Ways to Avoid Money Problems in Marriage ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Renting Costs That Might Surprise You ...

7 Renting Costs That Might Surprise You ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Feel More Confident about Your Money ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

How to Tell if Your Man Has Truly Moved from His Ex ...

How to Tell if Your Man Has Truly Moved from His Ex ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...