Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Things Today's Teens Don't Know about Money ...

7 Things Today's Teens Don't Know about Money ...

How to Have the Best Vacation with Friends Ever! ...

How to Have the Best Vacation with Friends Ever! ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

Are You a Member of the Middle Class? ...

Are You a Member of the Middle Class? ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

7 Ways to Politely Turn down Requests for Money ...

7 Ways to Politely Turn down Requests for Money ...

7 Worst Things for Your Mortgage Closing ...

7 Worst Things for Your Mortgage Closing ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Things Every Teen Should Know about Money before Graduating ...

7 Things You Wish You Knew about Money in College ...

7 Things You Wish You Knew about Money in College ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Relaxing Ways to Spend Your Precious Day off ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Amazing Benefits of Pursuing an Online Degree ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

7 Must-Dos after a Mortgage Loan Pre-Approval ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

Clever and Crafty Tips for Stashing Your Cash at Home ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

The Best Strategies for Developing Mental Toughness ...

The Best Strategies for Developing Mental Toughness ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Tips to Avoid Late Payments on Your Credit Card ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Worst Ways to Spend Your Allowance ...

7 Worst Ways to Spend Your Allowance ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 of the Best Financial Benefits of Having a Roommate ...

7 of the Best Financial Benefits of Having a Roommate ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Mortgage Related Myths That Need to Die ...

7 Mortgage Related Myths That Need to Die ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Incredible Ways to Live Alone without Going Broke ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Signs That You're Flirting with Financial Ruin ...

7 Signs That You're Flirting with Financial Ruin ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Reasons Why Debt is Bad for You ...

7 Reasons Why Debt is Bad for You ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

7 Realistic Ways to Stop Living Paycheck-to-paycheck ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Tips on How to save for Your First Home ...

7 Tips on How to save for Your First Home ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Reasons to Stop Renting and Buy a House ...

7 Reasons to Stop Renting and Buy a House ...

This is What to do when You Are between Jobs ...

This is What to do when You Are between Jobs ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

How to Stop Struggling to Pay Your Rent ...

How to Stop Struggling to Pay Your Rent ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Top Monthly Payments You Should Add This Year ...

7 Top Monthly Payments You Should Add This Year ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

You Might Prefer Cash, but Here's 7 Times when It's Better to Use Credit ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 Stupid Things You Spend Money on ...

7 Stupid Things You Spend Money on ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

7 Ways to Afford a Weekend Getaway when You're Broke ...

7 Ways to Afford a Weekend Getaway when You're Broke ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Irrefutable Signs You're on the Right Track to Earning More Money ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

Getting Fit with Your BFF: X Tips for Losing Weight, Not Friendships ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

No Girl Should EVER Sacrifice These Things for Any Man ...

No Girl Should EVER Sacrifice These Things for Any Man ...

Eliminate These Stressors Today for a Worry-Free Week ...

Eliminate These Stressors Today for a Worry-Free Week ...

7 Questions to Ask before Lending Your Friends Money ...

7 Questions to Ask before Lending Your Friends Money ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Terrific Ways to Find Extra Cash for Traveling ...

7 Terrific Ways to Find Extra Cash for Traveling ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Reasons Why You'll Never Reach Your Savings Goals ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Reasons Why You Can't Get out of a Financial Rut ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

7 Way to Cope without Retail Therapy when You're Feeling down ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

How to Have Fun in College without Spending a Dime ...

How to Have Fun in College without Spending a Dime ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Doable Options if You're Not Earning Enough Money ...

7 Doable Options if You're Not Earning Enough Money ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Things You Can do to Afford a New Car Payment ...

7 Things You Can do to Afford a New Car Payment ...