Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Ways to Avoid Charging Gifts for Friends or Relatives ...

7 Steps for Dealing with Zombie Debt ...

7 Steps for Dealing with Zombie Debt ...

7 Tips for Buying a House after Bankruptcy ...

7 Tips for Buying a House after Bankruptcy ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

7 Ways to Politely Turn down Requests for Money ...

7 Ways to Politely Turn down Requests for Money ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

7 Possible Signs That Your Credit Score Needs Work ...

7 Possible Signs That Your Credit Score Needs Work ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Reasons to Stay at a Job Even if You Hate It ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Ways to Get off the Freelance Financial Roller Coaster ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

What You Should do Every Day before Work ...

What You Should do Every Day before Work ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Tips to Stop Feeling Hopeless about Money ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

7 Simple Tricks to Rent with Crummy Credit ...

7 Simple Tricks to Rent with Crummy Credit ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Obvious Signs That You're Dating a Cheapskate ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Things 20-somethings Should Spend Their Money on ...

7 Things 20-somethings Should Spend Their Money on ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Bad Money Moves to Avoid on a First Date ...

7 Bad Money Moves to Avoid on a First Date ...

7 Things to Know about Your Credit Score ...

7 Things to Know about Your Credit Score ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

8 Detox Tips for Beginners ...

8 Detox Tips for Beginners ...

7 Reasons Why You Should Talk about Money ...

7 Reasons Why You Should Talk about Money ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

7 Tips on Asking for Financial Help ...

7 Tips on Asking for Financial Help ...

8 Best Ground Sirloin Recipes ...

8 Best Ground Sirloin Recipes ...

7 Things to do if You Can't Find a Job after College ...

7 Things to do if You Can't Find a Job after College ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Things You Should Know about Private Student Loans ...

7 Things You Should Know about Private Student Loans ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Tips for Hanging out with Rich Friends ...

7 Tips for Hanging out with Rich Friends ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Offbeat Ways to save Money for a Vacation ...

7 Offbeat Ways to save Money for a Vacation ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Avoid Work at Home Blues ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

7 Everyday Costs That You Can Always Negotiate ...

7 Everyday Costs That You Can Always Negotiate ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Financial Moves before Becoming a Stay-at-home Parent ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

7 Reasons Why You'll Always Live Paycheck to Paycheck ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

Step-by-Step Guide to Turning Your Apartment into a Money Making Machine ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

Ask Yourself These Questions before Your Next Purchase ...

Ask Yourself These Questions before Your Next Purchase ...

Top Tips for Changing Your Money Mindset ...

Top Tips for Changing Your Money Mindset ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

7 Reasons Why You Shouldn't Use Your Credit Card in an Emergency ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

No Girl Should EVER Sacrifice These Things for Any Man ...

No Girl Should EVER Sacrifice These Things for Any Man ...

Returning to School? 7 Ways to Prepare Your Money ...

Returning to School? 7 Ways to Prepare Your Money ...

7 Things Your Rich Friends Won't Tell You ...

7 Things Your Rich Friends Won't Tell You ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

How to Stop Struggling to Pay Your Rent ...

How to Stop Struggling to Pay Your Rent ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

7 Tips for Negotiating the Interest Rate on Your Refinance ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Protect Your Savings after a Job Loss ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Dos and Don'ts for Making a Living from Blogging ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Insightful Things You Should Know about Saving Money ...

7 Insightful Things You Should Know about Saving Money ...

7 Ways to Prevent Child Identity Theft ...

7 Ways to Prevent Child Identity Theft ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Things You do That May Be Annoying Your Co-Workers ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Reasons to Refinance Your Mortgage Loan ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Effective, Yet Simple Ways to Curb Emotional Shopping ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

7 Ways to Splurge without Breaking Your Budget ...

7 Ways to Splurge without Breaking Your Budget ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...