Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

How to Burn More Calories on Your Walks ...

How to Burn More Calories on Your Walks ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Things That You Shouldn't Splurge on when You're Broke ...

7 Costly Consequences of a Materialistic Mindset ...

7 Costly Consequences of a Materialistic Mindset ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

7 Commonly Overlooked Things to do with Your Tax Refund ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

7 Ways You're Sabotaging Your Budget without Realizing It ...

The Top Strategies for Managing Earnings from an after School Job ...

The Top Strategies for Managing Earnings from an after School Job ...

7 Worst Possible Things to do with Your Savings ...

7 Worst Possible Things to do with Your Savings ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Things That Could Happen if You Don't Teach Your Kids about Money ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Ways to Achieve Financial Independence after Graduating College ...

7 Ways to Achieve Financial Independence after Graduating College ...

Is Debt Making You Sick? 7 Ways to Cope ...

Is Debt Making You Sick? 7 Ways to Cope ...

7 Ways to Prevent Child Identity Theft ...

7 Ways to Prevent Child Identity Theft ...

7 Free and Frugal Ways to Reward Yourself ...

7 Free and Frugal Ways to Reward Yourself ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Common Excuses to Avoid Financial Responsibility ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Ways to Improve Your Life when You Inherit Money ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

Wait Till You See These Tricks for Saving More Money ...

Wait Till You See These Tricks for Saving More Money ...

7 Tips for Buying a House after Bankruptcy ...

7 Tips for Buying a House after Bankruptcy ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Incredibly Simple Rules to Help Curb Spending - Today ...

7 Unexpected Hurdles to Financing a New Home ...

7 Unexpected Hurdles to Financing a New Home ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Helpful Tips for Surviving the First Week at a New Job ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Important Things You Should Know about FHA Mortgages ...

7 Important Things You Should Know about FHA Mortgages ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Frugal Ways to Stay Healthy in Cold and Flu Season ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Possible Outcomes of Lending Money to a Friend ...

7 Possible Outcomes of Lending Money to a Friend ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

The Essential 7️⃣ Strategies for Those Who Want to Be Successful Students ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Tips for Cutting down Work-related Spending ...

7 Tips for Cutting down Work-related Spending ...

Don't Feel Bad for Your Debt ...

Don't Feel Bad for Your Debt ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

Are You Always Tired? How to Make It through the Day without Caffeine ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Reasons Why a Quick Title Loan Isn't a Bad Idea ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Ways to Plan for Closing Costs if You're Buying a House ...

7 Signs You're Going to Live a Successful Life ...

7 Signs You're Going to Live a Successful Life ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

Sure Strategies for Going after Your Dream Job ...

Sure Strategies for Going after Your Dream Job ...

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Ways to Talk Yourself out of Buying Something You do Not Even Need (or like) ...

7 Reasons Why You Should Buy a Home This Year ...

7 Reasons Why You Should Buy a Home This Year ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

A Self-conscious Girl's Guide to Caring Less ...

A Self-conscious Girl's Guide to Caring Less ...

7 Ways to Impress a Mortgage Lender ...

7 Ways to Impress a Mortgage Lender ...

Why Are You Always so Hungry?

Why Are You Always so Hungry?

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

Hotel Hacks to Help You save on Your Next Trip ...

Hotel Hacks to Help You save on Your Next Trip ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

7 Options when You Can't Afford Your Mortgage Any Longer ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Simple Ways to Make Yourself save More Money ...

7 Simple Ways to Make Yourself save More Money ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Ways to Recession Proof Your Life ...

7 Best Ways to Recession Proof Your Life ...

The Worst Excuses You Can Make about Your Finances ...

The Worst Excuses You Can Make about Your Finances ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

7 Simple Ways to save on Your Morning Cup of Coffee ...

7 Things to Know about Your Credit Score ...

7 Things to Know about Your Credit Score ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

7 Tips for Students Who Want to Get to Know 🤔 Their Professor ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

Start Your Own Babysitting Business with a Few Simple Strategies ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Come Back after a Financial Setback ...

7 Ways to Come Back after a Financial Setback ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Ways to Politely Give Friends Financial Advice ...

7 Ways to Politely Give Friends Financial Advice ...

7 Things You're Paying Too Much for – and How to Pay Less ...

7 Things You're Paying Too Much for – and How to Pay Less ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Depressing Thoughts Every Post-Grad Has at Least Once ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Justifiable Reasons to Take a Pay Cut ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 Reasons Why Your Neighbors Have More Money than You ...

7 of the Most Harmful Money Beliefs ...

7 of the Most Harmful Money Beliefs ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Frugal Habits That Everyone Should Adopt ...

7 Frugal Habits That Everyone Should Adopt ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...