Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

7 Ways to Host a Low-budget Party with Friends ...

7 Ways to Host a Low-budget Party with Friends ...

7 Habits That Prevent Financial Freedom ...

7 Habits That Prevent Financial Freedom ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Trick Yourself into Eating Less if You Want to Lose Weight ...

Sure Strategies for Going after Your Dream Job ...

Sure Strategies for Going after Your Dream Job ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

Practical Reasons to Buy the Least Expensive House You Can Afford ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Signs That Your Credit is Controlling You ...

7 Signs That Your Credit is Controlling You ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

7 Surprising Reasons Why We're All Afraid of Commitment ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

7 Reasons Your Credit Score Isn't Going up ...

7 Reasons Your Credit Score Isn't Going up ...

7 Money Skills Everyone Needs during Hard Times ...

7 Money Skills Everyone Needs during Hard Times ...

7 Common Mental Barriers to Paying off Debt ...

7 Common Mental Barriers to Paying off Debt ...

7 Everyday Habits That May Leave You Broke ...

7 Everyday Habits That May Leave You Broke ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Signs You'll End up with a Big Bank Account when Grown-up ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Things to Know about Your Credit Score ...

7 Things to Know about Your Credit Score ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

Get That Moocher off Your Back and out of Your Wallet ...

Get That Moocher off Your Back and out of Your Wallet ...

7 Things 20-somethings Should Spend Their Money on ...

7 Things 20-somethings Should Spend Their Money on ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Ways to Furnish a New Apartment on a Budget ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Awesome Money Truths Adults do Not Tell You ...

7 Awesome Money Truths Adults do Not Tell You ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

7 Undeniable Signs That Your Finances Need Help ...

7 Undeniable Signs That Your Finances Need Help ...

7 Money Mistakes That Can Cost You Big Time ...

7 Money Mistakes That Can Cost You Big Time ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

Marvelous Money Mantras to Adopt ...

Marvelous Money Mantras to Adopt ...

No Girl Should EVER Sacrifice These Things for Any Man ...

No Girl Should EVER Sacrifice These Things for Any Man ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Simple Ways to Maximize Credit Card Rewards ...

7 Ways to Get an Apartment with Bad Credit ...

7 Ways to Get an Apartment with Bad Credit ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Signs You Will Not Be Fighting over Money with Your Partner ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Ways That You're Losing Money, without Even Realizing It ...

7 Personal Finance Rules You Should Break ...

7 Personal Finance Rules You Should Break ...

Here's How to Have Fun Going out without Wasting All Your Money ...

Here's How to Have Fun Going out without Wasting All Your Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Ways to Show Adults You're Responsible with Money ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

7 Tips on How to Get a Perfect Credit Score ...

7 Tips on How to Get a Perfect Credit Score ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Ways for Teenagers to Make Extra Cash on the Weekends ...

7 Top Signs That a Pink Slip is Coming ...

7 Top Signs That a Pink Slip is Coming ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

7 Life and Financial Lessons You Learn at Your First Job ...

7 Life and Financial Lessons You Learn at Your First Job ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

Why Women Should Arrive Early, for the Girl Who's Always Late ⏰ ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

7 Justifiable Reasons to Dip into Your Emergency Fund ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

It's Time to Stop Letting Money Control Your Life ...

It's Time to Stop Letting Money Control Your Life ...

7 Doable Options if You're Not Earning Enough Money ...

7 Doable Options if You're Not Earning Enough Money ...

7 Offbeat Ways to save Money for a Vacation ...

7 Offbeat Ways to save Money for a Vacation ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Reasons Why You Might Consider an Adjustable Rate Mortgage ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Little-known Ways to Ruin Your Credit Score ...

7 Signs That You Need to Take Your House off the Market ...

7 Signs That You Need to Take Your House off the Market ...

7 Reasons Why You Should Buy a Home This Year ...

7 Reasons Why You Should Buy a Home This Year ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Amazing Ways to Be Generous without Actually Spending Money ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Worst Money Lies You Should Stop Telling Yourself ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Get More Rent from Your Property ...

7 Ways to Get More Rent from Your Property ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

7 Ways to Decide if You Can Live without a Car ...

7 Ways to Decide if You Can Live without a Car ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 of the Best Ways to Handle an Overdraft Fee ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Things to Expect when Refinancing Your Mortgage ...

7 Ways to Cope with a Drop in Income ...

7 Ways to Cope with a Drop in Income ...

7 Simple Ways to Feel Happier in 2014 ...

7 Simple Ways to Feel Happier in 2014 ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Things You Should Never Tell a Person Struggling with Debt ...

7 Ways to Avoid Post-college Money Nightmares ...

7 Ways to Avoid Post-college Money Nightmares ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

Destructive Habits That Ruin Your Body You Need to Change Now ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Important Questions to Ask when Applying for a Credit Card ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Helpful Tricks to Stop an Overspending Spouse ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Genius Ways You Will Be Saving Money if You Lose Weight ...

7 Pieces of Money Advice You Should Ignore ...

7 Pieces of Money Advice You Should Ignore ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Incredible Ways to Reduce Financial Anxiety ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Ways to Never Miss a Deal when Shopping ...

7 Ways to Never Miss a Deal when Shopping ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Obvious Signs You're Becoming Less Frugal with Your Money ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

Watch Yourself - 7 Signs You're about to Make a Terrible Decision ...

7 Ways to Help Your House Sell Faster ...

7 Ways to Help Your House Sell Faster ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Obvious Signs You Should Dump Your Realtor ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Strategies for Dealing with Student Loan Debt ...

7 Strategies for Dealing with Student Loan Debt ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Incredibly Smart Ways to Spend $1,000 ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

Don't like Dorms? 7 Stellar Tips for Finding an off-campus Apartment ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Ways to Enjoy Life Today While Saving for the Future ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Reasons Why You Need Multiple Income Sources ...

7 Reasons Why You Need Multiple Income Sources ...