Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

7 Tips on How to Deal with Identity Theft ...

7 Tips on How to Deal with Identity Theft ...

Heading to College ? Here's How to Make the Most of the Summer before ...

Heading to College ? Here's How to Make the Most of the Summer before ...

7 Smart Ways to Graduate with Less Debt ...

7 Smart Ways to Graduate with Less Debt ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

Best Part-Time Jobs for the Busy Teen ⏰ ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Questions to Ask Yourself before Booking a Vacation ...

7 Surefire Ways to Be a Happy Breadwinner ...

7 Surefire Ways to Be a Happy Breadwinner ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Improve Your Shopping Experience with the Kids ...

How to Improve Your Shopping Experience with the Kids ...

7 Reasons to Move Back Home after College ...

7 Reasons to Move Back Home after College ...

7 Times You're Better off without a Pay Increase ...

7 Times You're Better off without a Pay Increase ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

How to Be in Total Control of Your Mind ...

How to Be in Total Control of Your Mind ...

Is This Why Your Bills Are Skyrocketing? ...

Is This Why Your Bills Are Skyrocketing? ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

Why You Should Stop Worrying about What You'll do after College ...

Why You Should Stop Worrying about What You'll do after College ...

13 Signs That You're Living beyond Your Means ...

13 Signs That You're Living beyond Your Means ...

7 Tips when Bringing Your Family on a Business Trip ...

7 Tips when Bringing Your Family on a Business Trip ...

Here's How to Turn Small Talk into a Conversation ...

Here's How to Turn Small Talk into a Conversation ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Types of Friends Who Are Bad for Your Personal Finances ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things You Don't Realize You'll Miss Once You Graduate College ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Things Your Credit Card Says about Your Spending Personality ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Ways to Lose Your "bad with Money" Reputation ...

7 Things You Should Never Pay Full Price for ...

7 Things You Should Never Pay Full Price for ...

What Everyone Should do before They Hit 20 ...

What Everyone Should do before They Hit 20 ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Everyday Expenses That Might Destroy Your Budget ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Ways to Make Your Cosigner Feel at Ease ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Lessons You Learn While Living Paycheck to Paycheck ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

7 Harsh Realities of Filing Bankruptcy ...

7 Harsh Realities of Filing Bankruptcy ...

7 Financial Decisions That Limit Your Freedom ...

7 Financial Decisions That Limit Your Freedom ...

Money Lessons You Learn when in College ...

Money Lessons You Learn when in College ...

7 Bad Money Habits to Break in 2013 ...

7 Bad Money Habits to Break in 2013 ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

Dump the Drama - Melodramatic Traits That'll Make You Unpopular ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

7 Simple Ways to Build Your Prom Piggy Bank by Spring ...

Captivating Tricks to Land You the Man of Your Dreams ...

Captivating Tricks to Land You the Man of Your Dreams ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Telling Signs You're Not Getting Enough Sleep ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

7 Things You Should Never, Ever, EVER Text Your Ex ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

This Kind of Payment Horribly Sabotages Your Credit Card ...

How to Find the Perfect Financial Buddy ...

How to Find the Perfect Financial Buddy ...

Eliminate These Stressors Today for a Worry-Free Week ...

Eliminate These Stressors Today for a Worry-Free Week ...

7 Tips for Living on One Income ...

7 Tips for Living on One Income ...

7 Myths about Life Insurance You Shouldn't Believe ...

7 Myths about Life Insurance You Shouldn't Believe ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

Want to Make Some Extra Cash? 7 Survival Tips for Babysitters ...

7 Signs of a Strong Financial Foundation ...

7 Signs of a Strong Financial Foundation ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

If You Haven't Planned for These Expenses, You Should ...

If You Haven't Planned for These Expenses, You Should ...

7 Crucial and Handy Financial Tips for College Freshmen ...

7 Crucial and Handy Financial Tips for College Freshmen ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

Relationship Moving Too Fast? Here's 7 Ways to Bring It down a Notch ...

7 Ways to Deal with a Shrinking Income ...

7 Ways to Deal with a Shrinking Income ...

This is How You Can Afford College All on Your Own ...

This is How You Can Afford College All on Your Own ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Ways to Furnish a New Apartment on a Budget ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Useful Tips for Winning a Bidding War when Buying a House ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Great Reasons You Shouldn't Be Ashamed of Frugality ...

7 Reasons Why You Can't Get out of Debt ...

7 Reasons Why You Can't Get out of Debt ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Amazing Ways to Overcome Money Related Insomnia ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

Amazing Wallet Hacks for Girls Who Always Overspend ...

7 Signs You Need to Drop Your Credit Card Company ...

7 Signs You Need to Drop Your Credit Card Company ...

Climb the Career Ladder by Developing These Standout Traits ...

Climb the Career Ladder by Developing These Standout Traits ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

7 Ways to Control Your Emotions for Girls Who Are Experiencing Money Problems ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

Girl's Guide to Getting Your Parents to Listen to You when You Think They Don't Understand ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

7 Awesome Tricks to Keep Your Financial Resolutions on Track ...

If You're 30, It's Time to Break These Money Habits ...

If You're 30, It's Time to Break These Money Habits ...

7 Good Reasons to Always Pay Bills Online ...

7 Good Reasons to Always Pay Bills Online ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

Times when Saying No to a Loan is the Most Sensible Thing to do ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

7 Possible Reasons Why Your Credit Card Was Rejected ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Things to Know about Your Credit Score ...

7 Things to Know about Your Credit Score ...

Are You Smart with Money? Here's How to Tell ...

Are You Smart with Money? Here's How to Tell ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Ways to Stretch the Dollar when Raising Children on Your Own ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Awesome Ways to Earn an Extra $100 This Weekend ...

7 Sneaky Ways to Add More Water into Your Diet ...

7 Sneaky Ways to Add More Water into Your Diet ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stop Struggling to Pay Your Rent ...

How to Stop Struggling to Pay Your Rent ...

7 Smart Things to do with Your Tax Refund ...

7 Smart Things to do with Your Tax Refund ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Traits That'll Make You a Good Friend and Girlfriend ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Ways to Avoid Bad Credit after Losing a Job ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Crucial Reasons to Fire Your Bank as Soon as Possible ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Ways to Avoid Repeating Last Year's Money Mistakes ...

7 Rules for Regifting That You Might Not Know ...

7 Rules for Regifting That You Might Not Know ...

Reasons Why Unpaid Internships Can Be Worth It ...

Reasons Why Unpaid Internships Can Be Worth It ...

7 Ways to Impress a Mortgage Lender ...

7 Ways to Impress a Mortgage Lender ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Things You Need to Know before Becoming a Freelance Writer ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Frugal Ways to Attack Boredom This Weekend ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Ways to Bring up Finances with Your Partner ...

7 Ways to Bring up Finances with Your Partner ...

7 Ways to save Money on a Cruise Vacation ...

7 Ways to save Money on a Cruise Vacation ...

What Can You do when You've Purchased a Money Pit?

What Can You do when You've Purchased a Money Pit?

7 Reasons Not to Room with Your Best Friend ...

7 Reasons Not to Room with Your Best Friend ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

7 Realistic Options when Your Debt is Higher than Your Salary ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

In Love? Don't Lose Your Financial Focus and Make These Mistakes ...

7 Reasons That You Need an Emergency Cushion ...

7 Reasons That You Need an Emergency Cushion ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Stellar Ways to Be Supportive for People Whose Partner is Losing Weight ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

7 Sure AF Signs You're in a Mature, Healthy Relationship ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...

Dating Doesn't Have to Cost You - Tips on Going out without Wasting Money ...