Valencia Higuera

I'm an English and communications major, as well as a self-proclaimed personal finance junkie. I've had an obsession with all things money since my early twenties, and love that I'm able to spend my days writing articles and blogs on personal finance topics.

Learn to Bounce Back from a Financial Disaster ...

Learn to Bounce Back from a Financial Disaster ...

7 Things Your Parents Didn't Teach You about Money ...

7 Things Your Parents Didn't Teach You about Money ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Reasons Why Being Broke is a Blessing in Disguise ...

7 Money Mistakes That Financially Savvy People Don't Make ...

7 Money Mistakes That Financially Savvy People Don't Make ...

Do You Need a Financial Buddy to Keep You on Track? ...

Do You Need a Financial Buddy to Keep You on Track? ...

Sure Strategies for Going after Your Dream Job ...

Sure Strategies for Going after Your Dream Job ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

7 of the Best Ways to Be Prepared Financially for an Injury ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

Undeniable Ways for Busy Girls to Take a Month off for Traveling ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Ways Choosing the Wrong Roommate Can Cost You ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 Amazing Ways to Overcome Money Related Insomnia ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 out the Box Ways to Make Money to Pay off Debt ...

7 Things to Think about before Renting out Your House ...

7 Things to Think about before Renting out Your House ...

7 Things Today's Teens Don't Know about Money ...

7 Things Today's Teens Don't Know about Money ...

Little Things Every Woman Needs in Her Apartment ...

Little Things Every Woman Needs in Her Apartment ...

7 Common Mistakes That Young Professionals Make ...

7 Common Mistakes That Young Professionals Make ...

7 Important Things to Consider when Choosing a Bank ...

7 Important Things to Consider when Choosing a Bank ...

7 Tips for Renters Saving up for a House ...

7 Tips for Renters Saving up for a House ...

Accomplish More in a Day by Becoming an Early Riser ...

Accomplish More in a Day by Becoming an Early Riser ...

7 Important Ways to Protect Your Family Financially ...

7 Important Ways to Protect Your Family Financially ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Benefits of Ordering Your Credit Report Annually ...

7 Things Your Credit Report Reveals about You ...

7 Things Your Credit Report Reveals about You ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Make Money if You're Too Young for a Job ...

7 Ways to Keep Your Home Safe While on Vacation ...

7 Ways to Keep Your Home Safe While on Vacation ...

How to Stay Productive when You Did Not Sleep the Night before ...

How to Stay Productive when You Did Not Sleep the Night before ...

7 Best Credit Cards for Different Lifestyles ...

7 Best Credit Cards for Different Lifestyles ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

Powerful Tipsfor Girls Who Want to Stand out from the Crowd ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Reasons You Need to Get a Credit Card While in High School ...

7 Tips for Managing Rent as a College Student ...

7 Tips for Managing Rent as a College Student ...

Are You Using These Credit Card Perks? ...

Are You Using These Credit Card Perks? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

Is This Why Your Debt Clearance Strategy Isn't Working? ...

7 Reasons Why You Should Buy a Home This Year ...

7 Reasons Why You Should Buy a Home This Year ...

7 Incredible Reasons to Pay Cash for a Car ...

7 Incredible Reasons to Pay Cash for a Car ...

How to Survive without a Credit Card for Girls in Their 20s ...

How to Survive without a Credit Card for Girls in Their 20s ...

7 of the Biggest Threats to Homeownership ...

7 of the Biggest Threats to Homeownership ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

7 Ways to Adjust Your Single Lady Shopping Habits when Starting a Family ...

7 Habits That People in Perfect Shape Live by ...

7 Habits That People in Perfect Shape Live by ...

This is Why It's Awesome to Be a Frugal Girl ...

This is Why It's Awesome to Be a Frugal Girl ...

7 Questions to Ask when Buying Life Insurance ...

7 Questions to Ask when Buying Life Insurance ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

Are You a Broke College Kid? Here's How to Live on Practically Nothing ...

All You Need to Know about the Best Reward Credit Cards ...

All You Need to Know about the Best Reward Credit Cards ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Savvy and Simple Financial Tips for New Graduates ...

7 Incredibly Smart Ways to Spend $1,000 ...

7 Incredibly Smart Ways to Spend $1,000 ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

Bad Habits for Girls to Kick to the Curb before Graduation Day ...

7 Surefire Signs That You're Spending Too Much ...

7 Surefire Signs That You're Spending Too Much ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Be Proactive with Your Money ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Ways to Avoid Getting into Debt Because of an Emergency ...

7 Options if You Believe Your Friends Are Using You for Money ...

7 Options if You Believe Your Friends Are Using You for Money ...

Captivating Tricks to Land You the Man of Your Dreams ...

Captivating Tricks to Land You the Man of Your Dreams ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Things to do during Your Study Break That Can Actually Help You Get a Better Grade ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

7 Practical Ways to Handle Arriving Late for a Job Interview ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

Mature Tips to Convincing Your Parents ‍‍ to Give You More Responsibility ...

7 Common Loan Mistakes You Should Not Make ...

7 Common Loan Mistakes You Should Not Make ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 Money-saving Hacks Every College Freshman Should Know ...

7 of the Worst Things to Buy Used ...

7 of the Worst Things to Buy Used ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Ways to Let Him down Gently All Classy Girls Must Try ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Simple Steps to Get the Best Mortgage Rate ...

7 Warning Signs That You've Chosen the Wrong Major ...

7 Warning Signs That You've Chosen the Wrong Major ...

Is a House a Worthwhile Investment? ...

Is a House a Worthwhile Investment? ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Amazing Ways to Have a Hit Yard Sale ...

7 Practical Ways to save on Rent without Getting a Roommate ...

7 Practical Ways to save on Rent without Getting a Roommate ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

Foolproof Ways to Avoid Weight Gain on Vacation ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 Important Things to Consider before Paying off a Mortgage Early ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 of the Best Prepaid Cards if You Want to Avoid Debt ...

7 Reasons You Might Not Want a Promotion ...

7 Reasons You Might Not Want a Promotion ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

Want to Look More Awake? 7 Bad Habits Draining Your Energy ...

7 Things Your Boss Doesn't Need to Know ...

7 Things Your Boss Doesn't Need to Know ...

How to Enjoy the Nice Weather when You're Stuck inside ...

How to Enjoy the Nice Weather when You're Stuck inside ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

Life Saving Advice to Gain Control when You Feel You've Lost It in Life ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons to Say "No" to Cosigning ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Shouldn't Abruptly Quit Your Part-time Job ...

7 Reasons Why You Might Not Get Hired ...

7 Reasons Why You Might Not Get Hired ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Sensible Reasons to Get a Prepaid Debit Card ...

7 Reasons Why Some People Put off Credit Repair ...

7 Reasons Why Some People Put off Credit Repair ...

7 Simple Ways to Reduce Energy Bills ...

7 Simple Ways to Reduce Energy Bills ...

7 Ways to Earn Extra Money in Your Spare Time ...

7 Ways to Earn Extra Money in Your Spare Time ...

Stop Overworking Yourself and Still Remain Successful ...

Stop Overworking Yourself and Still Remain Successful ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

Hacks to Help You Rock 🤘 Fitness You Were Once Bad at ‍ ...

7 Ways You're Overspending at the Grocery Store ...

7 Ways You're Overspending at the Grocery Store ...

8 Best Ground Sirloin Recipes ...

8 Best Ground Sirloin Recipes ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Reasons Why Your Blog Isn't Making Money ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

7 Simple Tips to Help College Students Pick the Right Credit Card ...

You Never Have to Make a Late Payment Again ...

You Never Have to Make a Late Payment Again ...

7 Financial Lessons We Can Learn from Broke People ...

7 Financial Lessons We Can Learn from Broke People ...

7 Ways to Stop Fighting with Your Roommate about Money ...

7 Ways to Stop Fighting with Your Roommate about Money ...

Money-saving Hacks That'll Work at Any Age ...

Money-saving Hacks That'll Work at Any Age ...

7 Easy Tips to Help You Get a New Job without References ...

7 Easy Tips to Help You Get a New Job without References ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

How to Become a Personal Finance Whiz Even if You're Lazy ...

7 Steps for Getting the Mortgage You Want ...

7 Steps for Getting the Mortgage You Want ...

7 Conclusive Signs That Tell You He is Single ...

7 Conclusive Signs That Tell You He is Single ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Reasons You Should Pretend to Earn Less than You do ...

7 Simple Strategies to Help Busy Women Find the Time to Slow down ...

7 Simple Strategies to Help Busy Women Find the Time to Slow down ...

Don't Feel Bad for Your Debt ...

Don't Feel Bad for Your Debt ...

7 Best Financial Habits That Will Change Your Life ...

7 Best Financial Habits That Will Change Your Life ...

7 Smart Reasons to Set up Bill Reminders ...

7 Smart Reasons to Set up Bill Reminders ...

7 Things People with Excellent Credit Don't do ...

7 Things People with Excellent Credit Don't do ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Credit Report Mistakes That Can Cost You Big Time ...

7 Lame Excuses for Not Saving Money ...

7 Lame Excuses for Not Saving Money ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Reasons Why You Need to Open a Student Bank Account ...

7 Important and Simple Financial Steps for Parents ...

7 Important and Simple Financial Steps for Parents ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...

Practical Tips for Super Busy Girls to Balance Career and Love Life ...