I love myiPhoneand my iPod Touch… they’re not just for phone calls and music, though, are they? No way! They’re both loaded with all kinds of cool apps, from games to travel stuff to financial tools, allowing me to do almost anything while on the go. I can do my taxes, do my banking, calculate tips, and even pay for eBay items, just to name a few… if you’re wondering how, keep reading! Here are the 7 best financial apps for the iPhone (according to me)…
1. Chase
Price: FREE at itunes.apple.com
If you bank at JP Morgan Chase, then you can use this free app to do almost everything imaginable, from checking balances, transferring money, paying bills, and even making deposits with checks. It’s easy to use, secure, and (perhaps most importantly) so cool!
2. Bank of America
Price: FREE at itunes.apple.com
If Bank of America is your bank of choice, then this is the financial management app you’ll want to download. It’s free, and lets you do all the things you can do from home - check balances, find ATMs, and make transfers. The app is available for the iPhone and iPod Touch.
3. TurboTax Snap Tax
Price: FREE at itunes.apple.com
File your taxes using your iPhone">https://www.allwomenstalk.com/7-must-have-apps-for-your-iphone/">iPhone by simply taking a photo. No, I’m not joking, and yes, it really is that easy… and the app is free! To file both your Federal and State tax returns is only $14.99, too… this is far and away my favorite tax-time app!
4. IRS2Go
Price: FREE at itunes.apple.com
Are you wondering where your income tax refund is? Download this free app from the IRS to track your refund status on-the-go, and to sign up for Twitter updates from the IRS, or get tax tips anywhere, anytime. The app is available for the iPhone, iPad, and iPod Touch.
5. PayPal
Price: FREE at itunes.apple.com
Use this free app to access your PayPal account, send money, and even pay for eBay items. It’s secure, so you won’t have to worry about your personal information, allowing you to pay for just about anything without sharing your credit card or banking information. I love the “bump phones” feature, too!
6. TipCalc Easy
Price: $0.99 at itunes.apple.com
I’m awful with math, so I always end up estimating high, and tipping far more than I should. This helpful little app tells me how much to leave, and also has a function that will even help me split the bill. It’s super-easy to use… and it’s so affordable!
7. H&R Block Tax Central
Price: FREE at itunes.apple.com
While you can’t use this app to file your income tax return, you can use it to answer all of your tax questions, and to find your nearest H&R Block office. You can also estimate what your refund will be, and make a customized checklist to help guide you through preparing your return. Best of all, it’s free!
I’ve got dozens of financial apps loaded on my iPhone, but there are (literally) hundreds of thousands more! These are the ones I use the most, though, and especially at tax time, the IRS and TurboTax ones are so helpful! Which of these apps do you use, and which do you like best?
Frequently Asked Questions
- What are the top financial apps for iPhone?
- Some of the best include Mint, YNAB, Personal Capital, PocketGuard, Acorns, Robinhood, and EveryDollar.
- Which app is best for budgeting?
- YNAB (You Need A Budget) is highly recommended for creating and managing detailed budgets.
- Can I track my investments using an iPhone app?
- Yes, apps like Personal Capital and Robinhood allow you to monitor and manage your investments easily.
- Are these financial apps secure?
- Most reputable apps use strong encryption and security measures, but always enable two-factor authentication for added safety.
- Do these apps help with saving money?
- Yes, apps like Acorns automatically invest your spare change and PocketGuard helps identify areas to save.
- Are these apps free to use?
- Many offer free versions with basic features, but some have premium plans for advanced tools.
- Can I sync these apps with my bank accounts?
- Yes, apps like Mint and Personal Capital can securely connect to multiple banks to provide a full financial overview.
- Which app is good for paying off debt?
- EveryDollar is designed to help you allocate funds effectively to pay off debt faster.
- Do I need to be tech-savvy to use these apps?
- No, most financial apps are user-friendly and provide tutorials to help you get started.
- Can these apps help me plan for retirement?
- Yes, apps like Personal Capital include retirement planning tools to help you set and track goals.