8 Tips on Saving Money for Christmas ...

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Find a Second Job

There are a lot of people that decide to look for a second job before Christmas so that they can earn some extra money to be able to afford everything. Normally this second job is quite easy and light hearted, and does not require much thinking. In my opinion it is worth trying all of the other tips first and if you find that you are still not saving much money for Christmas then consider finding a job to supplement your income.

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Do Not Send Christmas Cards

Photo Credit: Hotpix UK You may not think that Christmas cards cost a lot but when you think about how much the card costs to buy, then you have to pay for a stamp to send the card. Once you add these costs up for how many people you have on your mailing list you will find that you are spending a lot of money. In my opinion friends and family will understand if you do not send them a car and they will probably be proud because you are saving money.
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Ask Family Members to Chip in with the Costs

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Make Your Christmas Presents

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Create Your Own Christmas Decorations

Photo Credit: boopsie.daisy Christmas decorations look beautiful but when you buy them from a shop they can be very expensive, especially the decorations for a Christmas tree. By making your own decoration you are likely to save a lot of money, these decorations can be made out of paper, card, tinsel, tissue paper and much more and they still look fantastic. In my opinion it will show everyone that you have put a lot more effort into Christmas as well.
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Only Buy for Those Close to You

Photo Credit: Fernando Felix Some people have a habit of feeling pressurised to buy presents for everyone that they know, even if it is only a light acquaintance. It will be a lot cheaper around Christmas time and you will save money if you only buy for those that you are close to, such as immediate family and good friends.
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Set a Christmas Present Budget per Person

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Start Saving at the Beginning of the Year

At the beginning of the year, in January, start saving a little bit each month into a separate savings account just for Christmas. You will find that it is a lot easier this way as you are spending out the spending over a period of months and not using money from the one pay packet. There you have 8 tips on saving money for Christmas. People may think that you are a bit of a scrooge throughout the year but when Christmas comes they are likely to change their opinion of you. Top Photo Credit: doc18

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