Where money is concerned, every little definitely counts, and whether your saving for a holiday or just need to cut your outgoings, everybody needs to save some sometimes. Here are 10 Easy Ways to Save up to $500 a Month that I’ve been trying out lately, hope these will work for you too!

1. Stock up on food you eat the most …

Smart shopping can cut your bills by 20%! Keep an eye on the prices of foods you eat a lot, and take advantage of buy one get one free offers. I stopped buying tones of food that I do not really eat that much and that ends up in the garbage a week later anyway, such as too much fruit, veggies and bread.  It’s better to buy less and then make another quick trip to the store if you run out of something than waste money on stuff that won’t be eaten anyway…

Saving: $50

Read more tips on How to Cut Your Grocery Bill for more tricks …

2. Check your car insurance …

Make sure that you definitely have the best deal, whether you are in the middle of a contract or not. If you find something better, phone and question why yours is so high. 90% of the time, your own provider will price match to keep you happy.

Saving: $40

Check out these tips on How You Can Save Money on Car Insurance …

3. Stop buying bottled water …

Buy a reusable bottle, and put it in your handbag. This way, when you get thirsty, you’ll already have a drink and wont need to spend so much on overpriced water! It’s very “green” too, so not only you’ll be saving you some money, you’ll be saving our Mother Earth too! :)

Saving: $52

4. Check your TV subscription …

If you are like me and you watch about 5 channels only, make sure that you aren’t paying for channels that you don’t watch, and if you are, phone up and change your package. Again, suppliers want to keep their customers happy, and so making that call could save you money!

Saving: $48

5. Don’t buy magazines or books …

Don’t pay for magazines or books, read them for free in your local Barnes and Noble Book Sellers or Borders, you’ll see that you’ll be saving quite some money at the end of the month!  I know I do!  And it’s so much fun to read books and magazines there too…

You can read all the fashion magazines you want, even Italian and French Vogue which I normally wouldn’t buy (for they are around $13 a piece), and the atmosphere there is just amazing!  Comfy chairs, cute coffee tables, your favorite magazines and a vanilla latte from their Starbucks… Could it get any better?

Saving: $50

See which Barnes and Noble or Borders Book Store is the closest to you!